> ## Documentation Index
> Fetch the complete documentation index at: https://docs.getpalm.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Retrieve business verification



## OpenAPI

````yaml /api-reference/v1/openapi.json get /v1/business/{business_id}/verification/{verification_id}
openapi: 3.0.0
info:
  title: Palm Partner API
  description: >-
    The Palm API is identity verification and compliance infrastructure for US
    businesses: onboard businesses, verify businesses and people (KYB/KYC)
    against authoritative sources, monitor them for changes in real time, and
    act on their behalf through filings, formation, and registered agent
    services.
  version: '1.0'
  contact:
    name: Palm Support
    url: https://getpalm.com
    email: support@getpalm.com
  termsOfService: https://getpalm.com/terms
  license:
    name: Proprietary
    url: https://getpalm.com/license
servers:
  - url: https://api.getpalm.com
    description: Production
security: []
tags:
  - name: Registry
    description: Search business registries
  - name: Business
    description: Manage the businesses in your portfolio
  - name: User
    description: Manage the people in your portfolio
  - name: Verification
    description: Identity and business verification
  - name: Monitor
    description: Continuous monitoring of businesses
paths:
  /v1/business/{business_id}/verification/{verification_id}:
    get:
      tags:
        - Verification
      summary: Retrieve business verification
      operationId: getBusinessVerification
      parameters:
        - name: business_id
          required: true
          in: path
          schema:
            type: string
        - name: verification_id
          required: true
          in: path
          schema:
            type: string
      responses:
        '200':
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BusinessVerificationResponse'
      security:
        - ApiKey: []
components:
  schemas:
    BusinessVerificationResponse:
      type: object
      properties:
        verification_id:
          type: string
          description: Unique verification ID
          format: uuid
          example: 550e8400-e29b-41d4-a716-446655440000
        business_id:
          type: string
          description: ID of the business entity created or verified
          example: bus_abc123
        reference_id:
          type: string
          description: Your reference ID (if provided in request)
          example: biz_12345
        status:
          type: string
          description: >-
            Current status of the verification. Branch on this before reading
            `risk` or `match`:


            - `completed` — Terminal. Either a confident match (populated
            `match`, evaluated `risk.level`) OR a "no match" verdict (empty
            `match: {}`, `risk.level: critical` with `"Business not found"`
            reason).

            - `in_progress` — Not yet resolved. `risk.level` is `null`; `match`
            may be empty or partial — treat both as unset until terminal. Final
            outcome delivered via `business.verification.completed` webhook.

            - `failed` — Terminal. The verification could not be completed. Safe
            to retry.
          enum:
            - pending
            - in_progress
            - completed
            - failed
          example: completed
        mode:
          type: string
          enum:
            - test
            - live
          example: live
          description: >-
            Test/live partition the verification was created under. Determined
            by the API key used.
        risk:
          description: >-
            Business risk assessment. Only meaningful when `status: completed`.
            See `BusinessVerificationRisk.level` for the three response shapes
            (matched / no-match / async-pending).
          allOf:
            - $ref: '#/components/schemas/BusinessVerificationRisk'
        match:
          description: >-
            Field-level match results against the matched authoritative record.
            On a matched terminal, every submitted field is present with an
            explicit result (`match`, `partial_match`, `no_match`, or
            `not_checked`) — never omitted. `partial_match` marks genuine
            near-matches (name variation/DBA, ±1-day formation date, address
            containment); formatting differences (abbreviations, ZIP+4)
            normalize to `match`. Empty (or near-empty) in two cases: (1)
            terminal "no match" outcome (`status: completed`, `risk.level:
            critical`) where no record was identified — a submitted `ein` still
            reports `not_checked`; (2) async-pending outcome (`status:
            in_progress`) where verification hasn't resolved yet — wait for the
            webhook. Only fields the partner submitted in the request ever
            appear.
          allOf:
            - $ref: '#/components/schemas/BusinessVerificationMatch'
        associates:
          description: >-
            Associated people verification results (full KYC results for each
            associate)
          type: array
          items:
            $ref: '#/components/schemas/UserVerificationResponse'
        created_at:
          type: string
          description: ISO 8601 timestamp of when the verification was created
          format: date-time
          example: '2025-10-24T10:30:00Z'
        updated_at:
          type: string
          description: ISO 8601 timestamp of when the verification was last updated
          format: date-time
          example: '2025-10-24T10:35:00Z'
      required:
        - verification_id
        - business_id
        - status
        - mode
        - risk
        - match
        - created_at
    BusinessVerificationRisk:
      type: object
      properties:
        level:
          type: string
          description: >-
            Overall business risk assessment level. Three meaningful shapes:


            - A `RiskLevel` value (`low` / `medium` / `high` / `critical`) when
            `status: completed` and a record was matched — reflects risk
            evaluation against the matched authoritative record.

            - `critical` when `status: completed` and `match: {}` — terminal "no
            match" verdict. `reasons` will contain a `"Business not found in any
            authoritative source"`-shaped entry.

            - `null` when `status: in_progress` — verification hasn't completed
            and risk has not been evaluated. Treat as unset.


            Always check `status` first; do not act on `level` while `status:
            in_progress`.
          enum:
            - low
            - medium
            - high
            - critical
          nullable: true
          example: low
        reasons:
          description: >-
            Human-readable risk findings. Empty array when no risk signals fired
            (or when `status: in_progress`). For terminal "no match" outcomes,
            contains a single `"Business not found in any authoritative
            source"`-shaped entry.
          example:
            - Business status is dissolved
            - Submitted EIN does not match IRS records
            - Business registered less than 90 days ago
          type: array
          items:
            type: string
      required:
        - level
        - reasons
    BusinessVerificationMatch:
      type: object
      properties:
        legal_name:
          type: string
          description: >-
            Legal name match result. `partial_match` = identified under a name
            variation (e.g. a DBA).
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        ein:
          type: string
          description: EIN match result (includes IRS TIN matching validation)
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        entity_type:
          type: string
          description: Entity type match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        registration_jurisdiction:
          type: string
          description: >-
            Registration jurisdiction match result (where business is registered
            to operate)
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        formation_jurisdiction:
          type: string
          description: >-
            Formation jurisdiction match result (where business was legally
            formed)
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        formation_date:
          type: string
          description: >-
            Formation date match result. `partial_match` = within one day of the
            registry date (filing lag).
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        address_line_1:
          type: string
          description: Business address line 1 match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        address_line_2:
          type: string
          description: Business address line 2 match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        city:
          type: string
          description: City/locality match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        region:
          type: string
          description: Region match result (state/province/county)
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        postal_code:
          type: string
          description: Postal code match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
    UserVerificationResponse:
      type: object
      properties:
        user_id:
          type: string
          description: ID of the user entity created or verified
          format: uuid
          example: 550e8400-e29b-41d4-a716-446655440000
        verification_id:
          type: string
          description: Unique verification ID
          format: uuid
          example: 660f9511-f30c-52e5-b827-557766551111
        reference_id:
          type: string
          description: Your reference ID (if provided in request)
          example: user_12345
        status:
          type: string
          description: >-
            Current status of the verification. User verification is
            synchronous: a successful call returns `completed`. `failed` is
            reachable only via the test-mode `_simulate: fail` directive.
            `in_progress` and `pending` never occur for user verification — a
            temporarily unavailable provider returns a retryable `503` instead.
          enum:
            - completed
            - failed
          example: completed
        mode:
          type: string
          enum:
            - test
            - live
          example: live
          description: >-
            Test/live partition the verification was created under. Determined
            by the API key used.
        risk:
          description: Risk assessment with level and detailed reasons
          allOf:
            - $ref: '#/components/schemas/UserVerificationRisk'
        match:
          description: >-
            Field-level match results (only fields included in verification
            request)
          allOf:
            - $ref: '#/components/schemas/UserVerificationMatch'
        synthetic:
          description: Synthetic identity detection results
          allOf:
            - $ref: '#/components/schemas/Synthetic'
        watchlist:
          description: Watchlist screening results (sanctions, PEP, adverse media)
          allOf:
            - $ref: '#/components/schemas/Watchlist'
        created_at:
          type: string
          description: ISO 8601 timestamp of when the verification was created
          format: date-time
          example: '2025-10-24T10:30:00Z'
        updated_at:
          type: string
          description: ISO 8601 timestamp of when the verification was last updated
          format: date-time
          example: '2025-10-24T10:35:00Z'
      required:
        - user_id
        - verification_id
        - status
        - mode
        - risk
        - match
        - created_at
    UserVerificationRisk:
      type: object
      properties:
        level:
          type: string
          description: Overall risk assessment level
          enum:
            - low
            - medium
            - high
            - critical
          example: low
        reasons:
          description: Risk reasons and signals detected during verification
          example:
            - Elevated synthetic-fraud score
            - Identity could not be verified against authoritative records
            - SSN does not match authoritative records
            - Multiple core identity fields did not match authoritative records
          type: array
          items:
            type: string
      required:
        - level
        - reasons
    UserVerificationMatch:
      type: object
      properties:
        first_name:
          type: string
          description: First name match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        last_name:
          type: string
          description: Last name match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        middle_name:
          type: string
          description: Middle name match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        date_of_birth:
          type: string
          description: Date of birth match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        ssn:
          type: string
          description: SSN match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        email:
          type: string
          description: Email match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        phone_number:
          type: string
          description: Phone number match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        address_line_1:
          type: string
          description: Address line 1 match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        address_line_2:
          type: string
          description: Address line 2 match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        city:
          type: string
          description: City match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        region:
          type: string
          description: Region match result (state/province/county)
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
        postal_code:
          type: string
          description: Postal code match result
          enum:
            - match
            - partial_match
            - no_match
            - not_checked
    Synthetic:
      type: object
      properties:
        is_synthetic:
          type: boolean
          description: Whether identity is likely synthetic (fabricated)
          example: false
        confidence_score:
          type: number
          description: Confidence score that identity is synthetic (0-100)
          example: 15
        indicators:
          description: Specific synthetic identity indicators detected
          example:
            - The application identity has no known history
          type: array
          items:
            type: string
      required:
        - is_synthetic
    Watchlist:
      type: object
      properties:
        status:
          type: string
          description: Overall screening result
          enum:
            - clear
            - potential_match
            - confirmed_match
            - not_screened
          example: clear
        matches:
          description: Specific watchlist hits
          type: array
          items:
            $ref: '#/components/schemas/WatchlistMatch'
      required:
        - status
    WatchlistMatch:
      type: object
      properties:
        type:
          type: string
          description: Category of watchlist match
          example: sanctions
          enum:
            - sanctions
            - pep
            - adverse_media
        name:
          type: string
          description: Specific watchlist that produced the match (e.g., ofac_sdn, tauxbe)
          example: ofac_sdn
        confidence_score:
          type: number
          description: Match confidence score (0-100)
          example: 85
      required:
        - type
        - name
  securitySchemes:
    ApiKey:
      scheme: bearer
      bearerFormat: opaque
      type: http
      description: 'Enter your API key in the format: sk_test_xxxxx or sk_live_xxxxx'

````